PLEX Planning Calculators

Goal Targets

Any-Time-Exit

Minimum Yield

Spread Calculator

PLEX Performance Checkpoint

Calculate Required Assets and Debt to Achieve Passive Income Goal

Annual Income:

Yield Rate (%):

Interest (%):

Debt-to-Asset Ratio (%):

Note: Use this tool during the planning phase to set your projected Minimum Total Assets and Maximum Total Debt needed to achieve your target annual passive income.

Disclaimer: This tool provides estimates for informational purposes only. Please verify all calculations independently and consult with a financial professional before making any decisions.

Calculate Any-Time-Exit Assets & Debt

Annual Income:

Yield Rate (%):

Interest (%):

Debt-to-Asset Ratio (%):

Total Flips Debt Payment:

Note: An "Any-Time-Exit" helps you decide when to exit the PLEX program or deleverage while still generating passive income. Just like a freeway has multiple exits, these milestones represent points on your financial journey where you can choose to step back. Set your Target Annual Income at 25%, 50%, and 75% of your passive income goal to calculate the corresponding Total Assets and Total Debt.

Disclaimer: This tool provides estimates for informational purposes only. Please verify all calculations independently and consult with a financial professional before making any decisions.

Calculate Minimum Yield

Debt-to-Asset Ratio (%):

Debt Service Coverage Ratio:

Interest Rate (%):

Note: Use this tool during the planning phase and whenever you buy new assets. It helps you determine the Minimum Target Yield (MTY) for your assets.

Disclaimer: This tool provides estimates for informational purposes only. Please verify all calculations independently and consult with a financial professional before making any decisions.

Spread Calculator

Guardrails

DSCR:

DTA (%):

Target Spread

Max Target Interest Rate (MTI) (%):

Minimum Spread (%):

Min Target Yield (%):

Current Spread

Current Yield (%):

Current Interest Rate (%):

Current DTA (%):

Current DSCR:

Note: Use this tool whenever funding assets to accurately calculate the current Debt Service Coverage Ratio (DSCR).

Disclaimer: This tool provides estimates for informational purposes only. Please verify all calculations independently and consult with a financial professional before making any decisions.

PLEX Performance Checkpoint

Your Criteria

Target DSCR

Target DTA (%)

Current Financial State

Assets ($)

Cash Flow Received ($)

Pays Interest ($)

LOC Interest (%)

LOC Amount ($)

Amount of Assets to Sell Due to DSCR Being Low ($)

Note: Use this tool monthly to ensure all your controls stay within the target ranges you’ve established.

Disclaimer: This tool provides estimates for informational purposes only. Please verify all calculations independently and consult with a financial professional before making any decisions.